100% Free  ·  No Ads  ·  Always

Track Every Rupee.
Spend Smarter.

India's simplest daily expense tracker — built for real people.

हर खर्च पर नज़र रखें, बजट समझें, पैसे बचाएं।

₹0
Forever Free
100%
Secure & Private
2 Lang
English + Hindi
5 Steps
To Master Money

Everything you need,
nothing you don't.

Powerful features designed for everyday Indians who want to take control of their money.

Voice Command Search

Speak your query like "Food expenses in April" and get instant results by month and category.

Instant Category Report

Select any category and instantly view a detailed table with totals, income, and expenses.

Smart Analytics

Track where your money goes with insightful graphs and monthly spending trends.

Quick Add

Add expenses or income in seconds — a fast, intuitive interface built for speed.

Private & Secure

Your financial data is protected with strong encryption and never shared with anyone.

Mobile Friendly

Use ApnaKharcha on any device — fully responsive, optimized for mobile first.

Multi-Language

Supports English & Hindi — easy to understand for everyone across India.

Daily Reminders

Never forget to log your expenses — get smart reminders to build the habit.

Up and running in 5 easy steps.

1
Sign Up Fast
जल्दी रजिस्टर करें

Create your account in seconds. No credit card needed.ऐप खोलें और तुरंत अकाउंट बनाएं।

2
Add Expenses
खर्च दर्ज करें

Record your daily income and expenses easily.हर दिन की आमदनी और खर्च दर्ज करें।

3
Categorize
श्रेणीबद्ध करें

Use tags like Food, Travel, Rent etc.फूड, यात्रा, किराया जैसी कैटेगरी चुनें।

4
Analyze Reports
रिपोर्ट देखें

Get monthly spending insights and graphs.मासिक खर्च का सारांश और ग्राफ पाएं।

5
Export Data
डेटा डाउनलोड करें

Backup or share your expenses anytime you want.कभी भी डेटा का बैकअप लें।

See it in action.

Clean, intuitive UI designed to make expense tracking feel effortless.

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We'd love to hear from you.

Contact Us

Have a question, feedback, or just want to say hi? Reach out on any of these channels.



Start Tracking Free
A

Abhishek Pandey

Creator & Developer, ApnaKharcha

Hi! I built ApnaKharcha with a simple goal — to give every Indian a beautiful, free tool to track their spending without ads or paywalls.


ApnaKharcha is your perfect companion for managing monthly budgets or tracking day-to-day spending — completely free, forever.


Made with ❤️ in India  ·  Secure & Private